Make Cost-Effective Choices for Your Oral Health
Ensuring optimal oral health is vital, and when tooth decay occurs, dental fillings become a common restorative solution. Many people are concerned about the cost of dental fillings and how it fits into their financial plan.
Our Spring Hill, TN dentist provides detailed information on the expenses associated with fillings, helping you understand the costs and your dental treatment payment options. Contact us, to schedule your consultation.
How Much Do Dental Fillings Cost?
The typical cost for a dental filling without insurance ranges from $200 to $600. However, this is a general estimate, and actual costs can be as low as $100 or as high as $4,000. Several factors can influence your out-of-pocket expenses for dental filling treatment.
Factors That Influence Dental Filling Cost
The cost of fillings can vary based on several aspects, including:
- Type of Dental Filling Material: Various dental filling materials are available, such as amalgam (silver), composite resin (tooth-colored), gold, and glass ionomer fillings. Amalgam metal fillings are usually less costly compared to composite resin or porcelain, but the choice of material depends on aesthetic preferences and the filling’s location.
- Size and Location of the Cavity: The size and location of the cavity impact the cost of dental fillings. Larger or more complex cavities may require additional procedures during the dental filling procedure and more materials, which can influence dental filling costs.
- Geographic Location: Dental care expenses can vary depending on the region or country you live in. Urban areas typically have higher treatment costs than rural areas due to factors like overhead expenses and market competition.
- Additional Procedures: If additional procedures are necessary, such as root canal therapy before placing a filling, it can significantly increase the overall cost.
Dental Insurance Coverage for Dental Fillings
Dental insurance coverage for fillings can differ based on your insurance plan. Some dental insurance plans may cover a percentage of the cost for specific filling materials, while others may provide coverage based on a fee schedule. It’s important to review your dental insurance policy and understand the coverage details, including any limitations or exclusions.
Coverage Levels
Most dental insurance plans categorize fillings as a “basic procedure“, a category that typically also includes extractions, root canals, and periodontal treatment. For basic procedures, insurance often covers 50% to 80% of the cost, post-deductible. The type of filling can also affect coverage.
For instance, insurance might cover the cost of a silver filling but may only cover the cost equivalent for a composite filling, leaving the patient to pay the difference.
Financing Options
If costs are a concern, several financing options may be available to help manage the expenses:
- Dental Savings Plans: Dental savings plans are membership-based programs offering discounted rates on dental services, including fillings. These plans usually involve an annual fee and provide reduced costs to participating dental providers.
- Dental Financing: Many dental offices offer financing options to assist patients in managing treatment costs. These may include in-house financing plans or partnerships with third-party financing companies offering flexible payment options.
- Flexible Spending Accounts (FSAs) or Health Savings Accounts (HSAs): If you have an FSA or HSA, you can use pre-tax dollars to cover eligible dental expenses, including fillings. These accounts allow you to set aside money specifically for healthcare expenses, providing a tax advantage and helping to manage costs.
Contact us, to schedule your consultation.

Frequently Asked Questions
Are There Any Discount Programs Or Community Dental Clinics That Offer Reduced-Cost Dental Fillings?
Yes, discount programs and community dental clinics offer reduced-cost dental fillings. Dental discount plans, such as those provided by insurers like Cigna and Delta Dental, offer discounts on various dental services, including fillings. Community dental clinics, often managed by non-profit organizations or government agencies, may provide reduced-cost cavity fillings or free dental services to individuals who meet income requirements. Dental schools may also offer dental services at a lower cost, as these services are performed by dental students under supervision.
Are Dental Fillings Less Expensive Than A Dental Crown For Tooth Structure?
Generally, dental fillings are more affordable than other options for repairing damaged or decaying teeth. The cost of dental fillings can vary based on the filling material used, the size and location of the cavity, and the dentist’s location. Silver amalgam fillings are the most economical option, while cast gold or porcelain fillings are the most expensive. Dental cavity filling is a relatively cost-effective alternative compared to other dental treatments, such as crowns or implants.
Schedule Your Tooth Filling Appointment Today!
Understanding the cost of tooth fillings is essential for budgeting and making informed decisions about your oral health. Contact us, to schedule your consultation. We’re excited to welcome new and returning patients from around Spring Hill, including Thompson’s Station, Jameson, and Bethesda, TN. We’ll help you understand the tooth filling cost and dental filling process.